Co-ownership protocol · Est. 2026

Own real property,
share by share.

Buy fractional shares outright, bid for a whole block, or form a syndicate with people you choose. Every deal is reviewed, signed, and held in escrow with a cooling-off window — then rent lands straight in your wallet.

Get started
The platform

Three ways to own a share
of the same building.

Whether you have $100 or you want the whole remaining block, the path is the same underneath — reviewed deal, signed agreement, funds in escrow, shares issued only at close.

/ buy

Buy shares

Purchase fractional shares in an open offering at a fixed price. Attest, sign the subscription agreement, and your funds sit in escrow until the raise closes.

/ offer

Offer for the block

Bid for every remaining share in one transaction. The sponsor can accept, counter, or decline — negotiate the price, then close on the same rails.

/ pool

Form a syndicate

Assemble a circle, pool to a target, and hold together under one operating agreement. A lead can even set a broker fee, capped and disclosed.

01 — Assemble

A syndicate is a small circle
of investors on one deal.

Invite one person or twenty. Everyone commits an amount, the pool fills to target, and the platform holds funds in escrow until the deal closes — or refunds if it doesn't.

/ invite

Invite your circle

Send a private link to friends, family, or co-investors. Each member sees the same deal room, terms, and ledger — no information asymmetry.

/ pool

Pool into escrow

Commitments are held in a segregated escrow account and only released at closing. Fill to target and the deal goes live; fall short and everyone is made whole.

/ govern

Decide together

Refinance, re-tenant, renovate, or sell — every material decision is a proposal with weighted votes by ownership and a permanent record.

02 — Capitalize

The Fillmore.
Four units. One ledger.

A 4-unit building in San Francisco raising $840,000 across 8,400 shares at $100 each. Every dollar in the deal is itemized before you commit.

Total capitalization
Purchase price$760,000
Closing & legal$18,500
Acquisition fee — 1.5%$11,400
Maintenance reserve$28,000
Platform fee — 0.5%$4,200
Working buffer$17,900
Raise target$840,000
Ongoing: 1.0%/yr management fee · 1.0% disposition fee at sale. No carried interest.
$12,000
$1k$120k
Shares
120
Ownership
1.43%
Monthly income
$49

Cap table — live
03 — Model the outcome

Rent it. Or sell it.
See both, to the dollar.

Toggle the strategy and drag the hold period. Returns are computed on your commitment, net of every fee, and split pro-rata across the syndicate.

Strategy
1 yr15 yrs
Projected value of your stake
Equity value Projected exit Cumulative rent distributed
04 — Know the ground

Eight years of the
neighborhood, on record.

Median price per square foot for the Fillmore district, so a syndicate underwrites the region — not a single listing. Comparable sales and rent trends update monthly.

Median $/sqft
$1,080
▲ 5.8% / yr · 8-yr CAGR
Avg rent yield
4.9%
Gross, district-wide
Days on market
21
▼ from 34 a year ago
Fillmore district — median $/sqft

Where your capital goes — cost basis
05 — Execute

One agreement.
Every signature. On chain of record.

The operating agreement is generated from the syndicate's terms — parties, shares, capital, the distribution waterfall, and exit rights. Each member signs; the deal executes only when the last signature lands.

Fillmore Holdings LLC — Operating Agreement
v3 · TIC + LLC
Generated 22 Jul 2026 · 14 pages · SHA-256 anchored
2 of 4 signed
In progress
What every member is signing
Capital contributionFixed at commitment
Distribution waterfallPro-rata, monthly
Major decisions>66% by ownership
Right of first refusalTo co-owners
Exit / forced saleYr 5 window
Transfer of sharesBoard-approved
Every version, view, and signature is written to an immutable audit trail. Export a court-ready PDF at any time.
06 — Protected & paid

Your money is guarded
going in — and pays you back.

Every offering is reviewed before it opens, funds are escrowed, and shares are issued only when a raise fully closes. Once it does, income flows to you automatically.

/ vetted

Reviewed before it opens

Sponsors submit a diligence checklist — title, appraisal, inspection, rent roll. Nothing accepts investment until it clears review.

/ escrow

Escrow & cooling-off

Signed funds sit in escrow with a cooling-off window to cancel. All-or-nothing close: miss the target and every dollar is returned.

/ income

Rent to your wallet

When the property earns, distributions split pro-rata straight into your wallet, and your portfolio tracks value, income, and return in real time.